Monthly Archives: February 2015

No More Struggle – College Success Is Yours!

No More Struggle - College Success Is Yours!

No More Struggle – College Success Is Yours!

No matter if you are a dorm dweller or a commuter, college is among the very best times in life. College is a great opportunity to develop your personality, make new friends and find some new interests. Make the most of this chapter in your life with these tips.

Go visit several potential colleges to help you decide where you want to go to college. By visiting universities, private colleges and community colleges, you can decide what environment you really want to be in. Most colleges offer several tours throughout the school year. Many also offer an opportunity to shadow a student to see what a normal day is like.

Make sure that you purchase a pair of flip flops for showers in your dorm. These are essential as you do not know the forms of bacteria that are on the shower floor. Also, they can serve as a form of comfort for you during your shower. Flip flops are inexpensive and can be stylish, as they make a great addition to your shower arsenal. Continue reading

Simple Things To Do In Order To Get Good Grades In College

Simple Things To Do In Order To Get Good Grades In College

Simple Things To Do In Order To Get Good Grades In College

College is a great time for young people to find themselves and to really find out what they are made of. However, there is a lot to learn. Some students only really become comfortable at college when it’s about time to leave! Don’t let that be you. Here are some great college tips.

Begin preparing for college your junior year. Most students wait until their senior year before getting serious about college. Instead, use your junior year to tour different colleges, learn about the scholarships available and begin applying for the colleges of your choice. Using this technique will help you accomplish everything in plenty of time.

Take a bottle of water with you to class. Staying hydrated is an important but often-overlooked task. This is especially true if you have back-to-back classes. When you’re not thirsty, you can focus on your school work. There are always a number of different water fountains on campus to refill a water bottle when you need to. Continue reading

Great Student Loans Ideas From People Who Know All About It

Great Student Loans Ideas From People Who Know All About It

Great Student Loans Ideas From People Who Know All About It

A lot of people would love to have a good education, but cannot afford it. Good schooling doesn’t come cheap, of course, but a loan can help. Continue reading to learn about student loans.

Be sure you know about the grace period of your loan. Each loan has a different grace period. It is impossible to know when you need to make your first payment without looking over your paperwork or speaking with your lender. Be sure to be aware of this information so you do not miss a payment.

Keep good records on all of your student loans and stay on top of the status of each one. One easy way to do this is to log onto nslds.ed.gov. This is a website that keep s track of all student loans and can display all of your pertinent information to you. If you have some private loans, they will not be displayed. Regardless of how you keep track of your loans, do be sure to keep all of your original paperwork in a safe place. Continue reading

Student Loans: How To Make The Most Of Them

Student Loans: How To Make The Most Of Them

Student Loans: How To Make The Most Of Them

Anyone who has ever taken out a student loan knows how serious the implications of such debt can be. Unfortunately, there are far to many borrowers who realize too late that they have unwisely entered into obligations that they will be unable to meet. Read the information below to make sure your experience is a positive one.

Do not default on a student loan. Defaulting on government loans can result in consequences like garnished wages and tax refunds withheld. Defaulting on private loans can be a disaster for any cosigners you had. Of course, defaulting on any loan risks serious damage to your credit report, which costs you even more later.

Consider using your field of work as a means of having your loans forgiven. A number of nonprofit professions have the federal benefit of student loan forgiveness after a certain number of years served in the field. Many states also have more local programs. The pay might be less in these fields, but the freedom from student loan payments makes up for that in many cases. Continue reading

Student Loans: Success Comes To Those Who Know How To Attain It

Student Loans: Success Comes To Those Who Know How To Attain It

Student Loans: Success Comes To Those Who Know How To Attain It

When you look at school to attend the one thing that always stands out today are the high costs. You are probably wondering just how you can afford to attend that school? If that is the case, then the following article was written just for you. Keep reading to learn how to apply for student loans, so you don’t have to worry how you will afford going to school.

Keep in contact with the lender. Let them know if your number, email or address changes, all of which occur frequently during college years. It is also important to open and thoroughly read any correspondence you receive from your lender, whether it is through traditional or electronic mail. Make sure that you take all actions quickly. Missing anything in your paperwork can cost you valuable money.

Think carefully when choosing your repayment terms. Most public loans might automatically assume a decade of repayments, but you might have an option of going longer. Refinancing over longer periods of time can mean lower monthly payments but a larger total spent over time due to interest. Weigh your monthly cash flow against your long-term financial picture. Continue reading